At Teacher-Mortgages.co.uk, we specialise in providing high-quality, professional mortgage advice for Teachers. We have worked on behalf of many professional Teachers at all levels within the Education Sector, who receive income through a variety of ways, including PAYE, private tuition, contract based and even combinations of different streams of income.
We understand that Teachers are often paid according to 'banded earnings' and mortgage lenders can often misinterpret these bands as being overtime or non guaranteed income.This is where our expertise comes in to help you secure a mortgage that is right for you.
We have liaised with senior underwriters within high-street lenders and arranged bespoke underwriting for mortgages for Teachers. These arrangements can provide Teachers with sufficient provable income to maximise their borrowing potential based upon agreed documentation, and a clear explanation of the individual's working situation.
As part of our bespoke proposition, we can negate the need to approach your employer for any confirmation of earnings. We will work closely with the underwriters to ensure that we have a clear and concise list of documentary requirements based upon the individual circumstances prior to the submission of any application. This ensures that the underwriters have a full understanding of the circumstances and can provide a positive lending decision. We truely understand Teacher Finances, and we use mortgage lenders who also understand!
We are able to arrange Teachers Mortgages for the vast majority of people who are employed in the Educational Sector, whether you are permenant, contract, temporary contracted, and in most teaching roles.
Professional mortgages for Teachers can be some of the best deals on the market. However, approaching your bank or high street lender direct doesn't guarantee you the most preferential terms and in many instances the level can be restricted as all your income isn't take into account when applying conventional lending criteria.
To ensure you get the right options, we independently source mortgages from over 100 different UK lenders, unlike many other Mortgage Brokers. Not only High Street Lenders, but most Regional Building Societies, Specialist Lenders, and an ever growing supply of Exclusive Deals you won't find by going direct to the Lenders.
At Teacher-Mortgages.co.uk , we source the best value mortgages for Teachers available. Whether you're a first time buyer, looking for a remortgage, or even a buy to let deal, Teacher-Mortgages.co.uk can help you secure the best professional mortgages for Teachers.
Whatever your situation, contact us to find out how we can help you arrange a competitive Teachers Mortgage.
As a First Time Buyer or a more Experienced homemover, we are in a great position to help you with your mortgage and all the paperwork too. With our wide range of specialist options, join many happy teachers and use us for your mortgage.
If you have a Buy to Let Mortgage or are looking to invest in property, we have access to the whole market place to help look for the best finance options for you, including special teacher deals
Save money on your current mortgage, by taking advantage of some of the cheapest rates ever seen. Whether you prefer fixed, tracker or something more specialist, we have all the options for you
Whether you're a current client with an enquiry or just want some advice, we’re here to help. Call us whenever you need advice without fear of being billed every time you speak to us.
We can help almost everyone in the Education Sector Email us with your requirements and we will check your needs with the whole mortgage market, including specialist educational lenders such as Teachers Building Society and Scottish Widows.
Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
If you are considering any debt consolidation - Think carefully before securing other debts against your home.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
We normally do not charge any fees for our mortgage advice as the majority of mortgage lenders will pay us a procuration fee for our work. We do offer a fee-based service should you prefer, which will cost no more than 0.35% of the mortgage advance. Any mortgage procuration fee would then be rebated to you on completion. Some lenders do not pay a procuration fee, so we will need to charge you a flat fee for our advice and administration, typically £499. We also reserve the right to charge an administration fee for mortgage applications below £100,000, to ensure that we can earn a minimum of £500 from a combination of commission, fees and other income from a mortgage application. Please ask us for more details.
We can deal with our clients using our Online Mortgage Service, by telephone or face to face. By using our Online Mortgage Service you accept that our Independent Mortgage Advice is based upon the information you have provided us.
This Website is owned and administered by Easyswitch Mortgages which is a trading name of Essex Mortgage Centre Limited. Essex Mortgage Centre Limited. Registered office : 3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB. Company Registration Number 6009105, registered in England and Wales. We are entered on the FSA Register (463463)
Essex Mortgage Centre Limited is an appointed representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority in respect of mortgage and insurance mediation activities only. Mortgage Next Network Limited is entered on the FSA register ( 300866)
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